Hadi Raad heads emerging products and innovation for Visa in Central and Eastern Europe, Middle East, & Africa region, with a mandate to drive digital products innovation, rollout, and growth in e/m-commerce, proximity contactless, mobile wallets, mobile payments, Visa developer platform, and push payments. Before joining Visa, Hadi was head of consumer products marketing at Google in MENA. Prior to that, Hadi was Principal of Booz & Company digital media, telecom, and technology practice with engagements in Middle East, Europe, & Asia. Earlier in his career, Hadi was engaged in the dot com space, setting up and nurturing internet access and e-commerce startups. Hadi holds an MBA with high honors distinction from University of Chicago, Booth School of Business, a Masters in Engineering Management, and a Bachelor in Engineering in computers and communication from the American University of Beirut.